Saving, Investing & Beating Inflation

A Complete Guide by Dev Financial Services

By Raman Dev (ARN-337435)
📍 www.devfinserw.com

Introduction

Welcome to Dev Financial Services.
In today’s fast-changing world, managing money wisely is not optional—it’s essential. Saving alone is not enough. To protect your future, you must invest smartly and beat inflation.

This blog explains:

• Why inflation is dangerous
• Why investing is important
• What financial planning really means
• How mutual funds help you grow wealth

Saving, Investing & Inflation

What is Inflation?

Inflation is the rise in prices over time, which reduces the purchasing power of money.

Impact of Inflation on Expenses

If inflation is assumed at 5% per year, something that costs ₹1,00,000 today may cost:

• Around ₹1,28,000 in 5 years
• Around ₹2,08,000 in 15 years
• Around ₹2,65,000 in 20 years

Your expenses keep rising—even if your income doesn’t.

Impact of Inflation on Savings

Money kept idle loses value:

• ₹1,00,000 today may be worth only:
  • ₹80,000 in 5 years
  • ₹50,000 in 15 years
  • ₹35,000 in 20 years

📌 Disclaimer: Illustration purpose only. Inflation assumed at 5%